Middleton Title
is a
Policy-Issuing Agent of
First American
Title Insurance Company
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Real Estate Closing Services
Middleton Title offers
Closing Services!
A number of clients inquired about the availability of
closing services through Middleton Title, stating what a
benefit it would be, saving time and resources in their own
practice.
Our closing department consists
of a certified paralegal that holds a title producer’s
license and staff support.
Realizing time
and resource constraints on law practices have become quite
overwhelming, Middleton is now your single source for title
insurance, as well as closing services.
The settlement we charge is
regulated by the State of
New Jersey.
Currently, this fee is $300.00
if the closing takes place at our office and $325.00 if it
takes place outside of our office.
This fee is listed on Middleton
Title’s Invoice.
A Sample of our Closing Services is as follows:
- Work directly with lender, client, and seller’s
attorney to clear any pre-closing conditions.
- Review title commitment to ascertain if there are any
judgments and/or liens, obtain payoffs/discharges of
same.
- Contact Homeowners Association for statement of dues
and fees payable at closing (or to be adjusted at
closing), as well as obtaining Certificate of Insurance.
- Contact Realtors to obtain commission statements.
- Ascertain who is obtaining the Certificate of
Occupancy/Smoke Certification and confirm originals will
be produced at closing.
- Confirm that final Water/Sewer has been ordered for
closing and paid.
- Coordinate closing date with all parties.
- Receive lender package.
- Review and approve all seller documents prior to
closing.
- Prepare HUD-1 Settlement Statement for review and
approval of all parties prior to closing to ensure a
smooth transaction.
- Middleton Title Agency has Trust Account to receive
funds and disburse.
- Attend closing and witness/notarize all closing
documents.
- Remittance of all required payments post-closing
including preparation of all transmittal letters.
- Provide the lender and mortgage broker (if any) with
post-closing packages, as well as providing copies of
the package to the Buyer and Buyer’s attorney.
- Record all required instruments.
- Follow-up on release of any escrows held at closing,
if applicable.
- Confirm that all documents are recorded, liens
released and issue final Owner’s and Lender’s Title
Policies.
Our combined efforts at Middleton
Title are dedicated to ensuring your title work is fault
free and delivered with a personal level of superior
service.
Service continues to be our
selling point, and if your practice is experiencing greater
constraints on time and resources, this may be an
opportunity to out-source a portion of the tasks required to
close a real estate file.
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